Will Personal Injury Lawyer In Kelowna Handle Bad Faith Claims Successfully?

The Insurance companies concerns, being profit-oriented, is to put their interests first, over that of their clients. When you make claims for injuries and related damages after car accident it is common to find the insurers uncooperative. They look for ways to deny you any damages and often this goes against everything they promised as per the purchased policy. When this happens, Personal injury lawyer in Kelowna can go for bad faith claims against them to protect your interests.

Even when the claim is after expiry of the notice period as they may insist, the insurer has to honor when it is valid unless this delay prevented them from proper claim investigation. This happens rarely so there is no reason to concede unreasonable delay as the injury lawyer in Kelowna explains. Do not accept lower compensation just because there was some delay in making the claim.

In situations involving multiple insurers and parties, the adjuster might say that a different company should handle your claim. Unless a company gives written commitment becoming the primary claim carrier, simply proceed against involved insurer with your car accident lawyer in Kelowna.
The insurance company does not have the right to minimizes compensation just because you did not pay out of your pockets. There is a rule of collateral source that prevents insurer from settling amounts based on payments from some other source. It is possible to prevent dodging of liability by the guilty party this way as the victim shows responsible behavior by purchasing health insurance for example.

When you find that the insurer is acting in a bad faith when it comes to settling your claim, consider bringing a claim against your insurance company with the help of your accident lawyer in Kelowna. This way it is possible to earn damages beyond compensations received for accident and related injuries. The main reason to purchase the insurance policy is to get financial security when you sustain damages and injuries from a car accident.

Since you are paying premiums, the insurance company has responsibility and duty to abide by the promises made in the policy purchased. They should provide coverage, uphold policy terms, and pay the valid claims through fair dealing and good faith. When this does not happen, the lawyer brings bad faith claims on your behalf. Such claims can be first-party or third-party claims. In the first party claim, the insurer refuses to pay without any reasonable basis. They do not investigate your claim in a proper way.

ICBC injury lawyer in Kelowna explains that third party claims relate to liability insurance where the company has a duty to pay defense costs and defend even when parts of whole of the lawsuit do not have policy coverage. To read more Click Here